Practice Areas

Uninsured Motorist/Underinsured Motorist Accidents

Uninsured Motorists in Florida

The Florida Insurance Council reports nearly 1 in 4 Florida drivers may be driving without insurance. Only New Mexico, Mississippi, Alabama and Oklahoma reported higher rates of uninsured drivers.

An accident caused by an uninsured or underinsured motorist in Fort Myers, Cape Coral or elsewhere in Southwest Florida can be devastating. Without professional, knowledgeable and aggressive representation, a victim may be without the opportunity to make a recovery adequate enough to compensate for medical bills, lost wages, pain and suffering and medical expenses.

At Associates and Bruce L. Scheiner, Attorneys for the Injured, our car accident attorneys put every resource into fighting for the rights of families whose lives have been impacted by an uninsured or underinsured motorist. Too often, the at-fault driver has a suspended license from a previous accident or a drunk driving conviction and should have never been on the road in the first place.

There is evidence that the economic downturn has resulted in an increased number of uninsured or underinsured motorists on the road. The Insurance Research Council reported in 2009 that 28 percent had shopped for lower rates and 15 percent had increased their insurance deductibles in response to the economic downturn. Nine percent reported canceling or not renewing polices due to economic hardship.

And even those motorists who have insurance may be drastically underinsured if they are carrying the state minimums of $10,000 personal injury protection and $10,000 property damage liability. Florida now has the lowest such minimums in the nation – joining Louisiana and Oklahoma, the only two other states to permit such drastically underinsured motorists on the road.

In the event of a serious accident, a minimum policy of $10,000 will be quickly exhausted in the emergency room. Consider this: The average cost of a medical helicopter ride in 2011 was approaching $15,000.

An uninsured motorist attorney in Fort Myers is critical when it comes to fighting for your rights and the financial well-being of you and your family in the wake of a car accident with an uninsured or underinsured motorist. In rare cases, we will make a claim against the assets of an at-fault driver. In other cases, we may be able to seek a recovery from other insurance policies in place in the at-fault driver’s household. In still other cases we may make a claim against your own insurance carrier.

Each case is unique. Seeking the best legal advice available is vital in the wake of any car accident, but never more so than when a victim is dealing with an uninsured or underinsured motorist claim.

At Associates and Bruce L. Scheiner, Attorneys for the Injured, we believe everyone has the right of immediate access to high-quality legal representation in the event of a serious or fatal accident. Please call our firm for a free and confidential appointment to discuss your rights. And remember: “You’ll pay us nothing unless we win.”

1-800-283-2900 – Associates and Bruce L. Scheiner – Focused on Justice

Client Reviews
Bruce L. Scheiner and his team were the most friendly people I've ever met they genuinely cared about me... I highly recommend them
★★★★★
I was really satisfied with services I received. Bruce is not only an attorney, but like family. He got me three times what I thought I would receive and was always there when I needed an answer on something. I'd say he is the best attorney I have dealt with in my 68 years. Harry Zulauf
★★★★★
I found working with the BLS firm to be a very good experience. They kept me informed on my case, answered all my questions, and were prompt when I needed assistance. Wendy Walker
★★★★★
I was in an accident and BLS was very helpful and gave a lot of support. If I had any questions, it was just a phone call away. Everyone in the office is very nice and helpful. Celeste Thompson
★★★★★
We had a wonderful experience with everyone here. The staff and attorneys were friendly, knowledgeable, and compassionate. They inquired about our injuries and our recovery. I would highly recommend their services! Heather Bair Daniels
★★★★★
I have nothing but good things to say about this law firm. I can honestly say that I am very satisfied with their work and my end results. I would absolutely recommend these set of attorneys to anyone. Thank you guys for all the hard work! Merida McDonald
★★★★★
BLS was incredibly helpful with my case, even during the hard challenging periods of my case Bruce & PJ were always just a call away. Even though they couldn't answer my call at that direct moment, they ALWAYS made a point to call me back. The staff at Associates and Bruce L. Scheiner were always helpful and friendly, if they didn't have the answer they would always call me back with what I needed to know. Robert Drawdy
★★★★★