Ask The Lawyer - Radio Show

Kix Country 92.9

Bruce L. Scheiner speaks with Todd Matthews on KIX Country 92.9 every Wednesday morning at 9am to answer questions related to Personal Injury. If you have missed any of these features, we have archived audio files of previously broadcasted features here on the “Ask the Lawyer” page.


May 15, 2024

My son and one of his friends were crossing the street in the crosswalk with the light in their favor when he was struck by a vehicle headed in the same direction, making a right-hand turn. The driver struck my son, sending him to the hospital with a broken leg and other injuries requiring surgery. The driver's insurance claims he had the green light and was not at fault. I have five children, and my wife is disabled, so we can't afford the hospital bills, not to mention the physical therapy my son will need. I don't know what to do and am afraid to call a lawyer because I don't have the money to pay legal fees. Can you ask the lawyer what I should do?


May 8, 2024

My daughter and I were crossing in the crosswalk with the light in our favor on Main St in Naples when a delivery courier on an E-bike struck my daughter at a high rate of speed. An ambulance took my daughter to the hospital with a broken leg and severe internal injuries. The courier was also injured, but he has no insurance. I contacted my insurance company because I carry full insurance coverage, including uninsured motorist coverage. Still, they informed me that an E-bike is not considered a motor vehicle, and thus, my car insurance does not cover the accident. Can you ask the lawyer if that is true? Am I out of luck?


April 24, 2024

My brother-in-law was riding his motorcycle home from work on March 17th (St. Patrick's Day) when he was struck by a drunk driver who ran a stop sign. He has just been released from intensive care and will need multiple surgeries. The driver was arrested and charged with drunk driving. The driver only has minimum insurance, which won't begin to cover his medical expenses. A news story in the paper indicated that the driver had been flagged for drunkenness several times by the bartender at a local bar. However, according to one patron, the same bartender still served him multiple drinks on St. Patrick's Day. The patron said he tried to get the driver's keys less than an hour before he struck my brother-in-law. Can you ask the lawyer if anything can help my brother-in-law?


April 17, 2024

My daughter was a passenger with a college friend who ran a stop sign and caused a terrible accident. My daughter was taken to the hospital with multiple broken bones, a concussion, and a severe neck injury. The driver was ticketed and only had minimum insurance. We have always maintained full insurance coverage, including uninsured motorist coverage. Will that protect my daughter even though she wasn't driving? Does the fact the person she was riding with was at fault for the accident eliminate any claim? Please ask the lawyer if he can help.


April 10, 2024

My wife was killed in an auto accident. The at-fault driver only had $25,000 of bodily injury liability insurance. I later learned that the at-fault was en route to pick up a customer as an Uber driver. Can we do anything besides collecting the driver's small insurance policy limits?


March 27, 2024

My sister was crossing on a crosswalk with the walk sign on when a van struck her. She has multiple injuries and will need surgery. She was struck by a man driving a work van who only has minimum insurance coverage, and he is claiming he was not responsible because the sun was setting at the time of the accident, blocking his vision, so he never saw her. Can you ask the lawyer what we should do?


March 20, 2024

I own a pickup truck insured by Allstate. My wife owns an SUV insured by Progressive. Last week, my son was home from college and was struck while driving his motorcycle and was taken to the hospital with severe injuries. The at-fault driver who hit him only had minimum insurance. Unfortunately, my son didn't have insurance on the motorcycle. We were told that because he didn't have insurance, our insurance didn't cover him. Can you ask the lawyer if this is true?


March 13, 2024

My brother was riding his motorcycle south on Tamiami Trail and came to a stop in the left-hand lane to make a left-hand turn. He saw a vehicle in the distance, but he made a turn given the distance. The car heading northbound struck the rear of his motorcycle, sending him in the air over 10 ft. He has many severe injuries and requires both leg and shoulder surgery. He was wearing a helmet, so he only got a concussion, which could have been much worse. Several witnesses told police that the other car was traveling at a very high rate of speed. The driver has denied that, and although he has full insurance coverage, his insurance company is blaming my brother for the accident. I am told there is no way to prove my brother was not at fault. Can the lawyer help?


March 06, 2024

My son was home from college in Alabama and was riding an electric scooter. He was crossing the road in the pedestrian walkway when he was struck by a vehicle making a right-hand turn. My son was taken to the hospital with severe injuries, including two broken legs. Unfortunately, the vehicle that hit him only had $10,000 in bodily injury coverage. Our family owns multiple cars, including two work trucks, and has full coverage on all the vehicles. Our insurance company is saying because our son attends an out-of-state school, he was not a resident relative and, thus, not covered by our insurance. Can a lawyer help?


February 27, 2024

My daughter and her family were driving to spend a few days at the attractions in Orlando when she was involved in multiple cars and tractor-trailer accident on I-4. Her car flipped over and landed in the median. My daughter and her 5-year-old daughter were both taken by ambulance to the hospital with serious injuries. The reports on the news indicated that several witnesses thought one tractor-trailer driver was speeding and switching lanes, causing a multi-car accident. We don't know who struck my daughter's car. She has full insurance, and her husband thinks they should leave things to the insurance company. This situation will be complicated, and the insurance company may try to minimize my daughter's claim. Could you ask the lawyer to explain why my daughter shouldn't wait to contact a lawyer?


February 20, 2024

My nephew was crossing Route 41 in the crosswalk with a light in his favor. A vehicle turned from the intersection and struck him, sending him to the hospital with severe injuries. The driver was also taken to the hospital because he had a seizure. The insurance company for the driver has told my brother (his dad) that the accident wasn't his fault because he had a seizure. My brother got a copy of the police report, which indicated that the driver's wife said he had been having seizures for several months. Can you ask the lawyer if the insurance company is correct that the driver is not responsible because he had a seizure?


February 19, 2024

My grandson recently moved into my house to attend FGCU and go home to his parents in the summer. He uses a bicycle for transportation even though my wife and I have three cars and would gladly lend him one. Unfortunately, while riding down the street, a car pulled out of the driveway, crashing into him, causing severe injuries as well as hospitalization. The doctors are saying my grandson will need multiple surgeries and rehab. I learned that the driver was uninsured. Since my grandson didn't have a car so, of course, my grandson didn't have car insurance. Is there anything my grandson can do?


February 07, 2024

My 20-year-old son was driving his buddy's motorcycle and had an accident. He has been severely hurt and spent over a week in the hospital. His buddy didn't have any insurance on the motorcycle. We know his friend's family well, and like us, they carry full insurance on their cars and trucks but not the motorcycles. A friend of our insurance agent says we might be out of luck because the car insurance coverage may not cover the motorcycle. Is there anything we can do to get some help with the enormous medical bills?


January 31, 2024

My wife was a passenger in her vehicle being driven by her friend. She was involved in a severe accident, which resulted in her hospitalization with a broken hip. The other driver was ticketed for being at fault for running a stop sign. The at-fault driver had no bodily injury insurance. When I purchased insurance for my wife's car, I made a big mistake by not purchasing uninsured motorist coverage. What made things even worse was that my wife's friend, who was driving, had just lectured me about uninsured motorist coverage and stacking uninsured motorist coverage. Is there anything a lawyer could do?


January 24, 2024

My Uncle was driving on I-75 when a Semi-Truck with the name of a major retailer on it swerved into him, causing his car to flip over and crash into the guard rail. The trucker was ticketed for reckless driving. Unfortunately, it turns out the driver of the truck is underinsured. My Uncle was in intensive care and is scheduled to have multiple surgeries, which will affect him for the rest of his life. My Aunt contacted the major retailer, and they are claiming the truck was leased and the driver was an independent contractor, so they are not liable. The leasing company says they are not responsible either. They have insurance, but not nearly enough to cover the medical bills, not to mention the therapy and medical assistance he will need for years to come. Can you ask the lawyer what we can do?


January 17, 2024

My wife was crossing the street in a crosswalk when one of our neighbors, driving a golf cart, struck her. I took my wife to the hospital. The emergency room doctor indicated my wife had a broken hip, which would need surgery and months of therapy. The person driving the golf cart gave me his car insurance information. The insurance company says they are not responsible because a golf cart is not a motor vehicle. I was surprised considering so many people in our area use golf carts to travel the roads, run errands, etc. I have full coverage on my cars, but now I am not sure my insurance will cover the accident. Would you ask the lawyer if what I am being told is true? Is there anything a lawyer could do to help?


January 10, 2024

My brother was working for an electrical company installing lighting in a new tunnel that was being built. The tunnel collapsed and caused my brother to have severe injuries which required surgery. He's also having to undergo physical therapy. The electrical companies' workers compensation is paying all his medical bills and lost wages. The company that was building the tunnel was investigated, and it turns out they had violated several state safety regulations and were fined a significant amount of money. My brother has been told he is not entitled to any additional money for how much he suffered. The state workers compensation insurance only covers medical and lost wages. Could you ask the lawyer if he can do anything to get reimbursed for his pain and suffering?


January 01, 2024

My brother was driving his motorcycle safely when a commercial truck ran a stop sign and hit him, causing severe injuries. The doctors say he will require multiple surgeries, including having a metal rod inserted in his leg. The medical bills are going to be enormous. The commercial truck company will not pay for his injuries because they discovered my brother's license was suspended. He didn't know that his license had been suspended for failure to pay parking tickets. My brother didn't carry enough insurance to pay all his medical bills. Can you ask the lawyer if he is out of luck?


December 13, 2023

Four months ago, my parents were driving home from a friend's graduation party when they were struck head-on by a drunk driver who was arrested and charged with vehicular manslaughter. Both of my parents were killed instantly. My brother and I were in the car following behind and witnessed the accident. The at-fault driver only suffered a concussion, broken arm, and bruised ribs in the accident. He was cited for driving while intoxicated. While no amount of money could bring our parents back, we feel that this driver should pay for the loss of our parents. My brother is 17, I just turned 22, and we want to move on with our lives. Someone told me the insurance only covers injuries, but that doesn't seem right. Should we hire a lawyer?


December 06, 2023

I was a passenger on a motorcycle that was rear-ended, and I sustained significant injuries, including a broken leg, which required surgery. The at-fault driver only had $10,000 in coverage, and the motorcycle driver only had $25,000 in uninsured motorist coverage. I live at home with my parents, who own a small business, so we have three vehicles with full coverage. My bills have exceeded both the at-fault driver and motorcycle driver's coverage. I was told by a friend that car insurance won't cover you on a motorcycle. Is that true? Can I get help?


November 29, 2023

My husband was rear-ended while on his way to work. His doctor thought it was only soft tissue damage, but when he went back after a week in severe pain, he referred him to a specialist. After more tests, they discovered he had a small disc herniation in his neck, which required surgery. The initial offer from the at-fault driver's insurance company was $6,700. They feel that this was a pre-existing condition, but my husband has never had a neck issue in the past. He has been out of work for seven weeks and is unsure when he'll be able to return and how limited he will be. The at-fault driver has a $50,000 bodily injury liability, and we carry full coverage, including uninsured motorist coverage. How can we make the insurance company more reasonable?


November 22, 2023

My husband was killed riding his motorcycle in Miami. He was struck by a delivery truck, and the truck driver was ticketed for violating the right of way of my husband. My husband and I have two adult children, a son who is 23 and a daughter who is 21. A family friend said that my adult children should have an attorney as well as myself. I am so confused as to how to proceed. Do we need multiple attorneys? Please ask the lawyer what is best. We are heartbroken and don't want our grief to impact our case negatively.


November 15, 2023

My wife had come to a complete stop at a stop. She looked both ways and saw one vehicle that appeared far away, so she pulled out to cross the road. Suddenly, she was T-Boned by a late-model commercial vehicle that seemed to be going at a high rate of speed. My wife was taken to the hospital with a severe brain injury, which required surgery, and she has been taken to medical rehab. The police report indicated that a witness had said they thought the vehicle was going at least 30 mph over the speed limit. The driver wasn't ticketed because there was no proof he was speeding. The insurance company is claiming that their driver was not speeding. Can a lawyer help? The medical bills are going to be substantial.


November 08, 2023

My son was riding his bike in a bike lane when an SUV side-swiped him, throwing him several feet. The driver left the scene. The police located the driver a little while later and arrested him for Drunk Driving and leaving the scene of an accident. Luckily, my son was wearing a helmet, so my son didn't sustain any head injuries, but he did have several broken bones and required leg surgery. The drunk driver had no insurance. I own a small business and carry full coverage on our vehicles, including uninsured coverage. Will my car insurance cover my son on his bike?


November 01, 2023

My husband and I have been snowbirds from Ohio for over ten years. Last week, my husband was riding his motorcycle in Daytona Beach for Biketoberfest when a driver ran a stop sign and hit him. My husband was taken to the hospital with severe injuries which required emergency surgery. We are considering leaving Port Charlotte for Ohio while my husband recovers from his injuries. My Brother-in-law wants to contact a lawyer friend in Ohio to handle our case, but I think we should hire a Florida attorney. Can an Ohio lawyer handle an accident case in Florida? We need some advice.


October 25, 2023

My son worked this summer while home from college with a landscaping company. While driving the rider mower on a homeowner's lawn, the owner backed his pick-up truck into my son's mower. The impact knocked him off the mower, and he sustained a broken leg and arm, requiring surgery. His boss told him the landscaping company's workman's comp would pay all the bills. When he applied to the insurance company, they informed him the company's policy had lapsed several months earlier. What can my son do?


October 18, 2023

I was driving south on the Tamiami trail in Charlotte County when a driver swerved into my lane, striking the driver's side of my car. My car spun out of control, and I hit a tree. I was hospitalized for a week with a broken shoulder, a partially collapsed lung, and a severe concussion. I am going to have to have more surgeries and lots of therapy. The driver who hit me had a termite company car pull out in front of him from a side street, causing him to swerve into my lane and hit my car. The driver who struck me had minimal insurance. The driver who pulled out in front of him was ticketed for violating his right of way. I don't have uninsured motorist coverage, but is there anything an attorney could do to help? My insurance is not being helpful.


October 11, 2023

Our son rode his motorcycle towards Arcadia on State Road 31 from Ft Myers. My son went to pass a tractor-trailer truck while he was in a passing zone, and the tractor-trailer truck started to make a left-hand turn as he was passing, cutting him off and forcing him to crash. He has severe injuries, including multiple broken bones. The trucking company said their driver was not at fault because a motorcycle was passing him. Can the Lawyer help?


October 04, 2023

My wife was walking down an aisle at a big box store when several boxes hit her from the top shelf. My wife was knocked to the ground and, as a result, has a broken hip and arm. The hospital doctors say she will need hip replacement surgery and lots of therapy. It turns out the boxes fell because of a vendor stacking a shelf on the other side of the aisle from where she was walking. The big box store claims they are not responsible because it was the vendor's fault. Can you ask the lawyer what we should do?


September 27, 2023

My husband, who is in his 30s, was in a terrible motorcycle collision and is currently unable to walk due to his injuries. The doctors say he will need lots of therapy, and I will probably have to quit my job to care for him. He may be paralyzed for the rest of his life, and we were starting to plan for a family. The driver who hit him died in the accident, and he only carried minimum insurance. Luckily, because my husband owns a business, we have full coverage, including stacking uninsured coverage. The insurance company says they will pay the medical bills, but it will be a tremendous loss if I leave my job. Can you ask the lawyer if the insurance company should pay for my lost wages? What about the possibility we won't' be able to have a family? Even though the insurance company is acting like they will be there for us, should I still get a lawyer?


September 20, 2023

My 14-year-old son was walking across Tamiami Trail at a crosswalk when a car made a left-hand turn and side-swiped him. He was thrown about 10 feet, taken to the hospital, and has been in intensive care for several days. We are so worried, and to make matters worse, the driver only has minimum insurance, and the hospital bills and possible therapy will be enormous. My wife and I maintain extensive vehicle coverage on both our vehicles. However, we both have been out of work and have no medical insurance. My brother-in-law claims our car insurance will only help if our son is in our vehicle. Can the lawyer help?


September 6, 2023

My nephew was involved in a significant crash involving a Hertz rental car. The driver of the rental car was at fault. The driver, who was working in Florida for McDonald's corporate, rented the car to visit local franchises. My nephew has sustained severe injuries, including several surgeries. When we contacted Hertz Rental to seek restitution for his injuries, Hertz denied liability, saying that rental car companies are not liable for injuries caused by renters. Is that true? Is there anything a lawyer might be able to do?


August 30, 2023

I was a passenger in my father-in-law's car when a drunk driver crossed over the center line and crashed head-on into the vehicle, I was a passenger in. I was life-flighted to Lee Memorial Hospital. I have substantial medical bills and very serve injuries. The Drunk driver had no insurance, and I don't own a car. My wife was looking over her father's insurance coverage, including uninsured motorist coverage, but even that was not enough for all my bills. My wife discovered her father has something called an umbrella policy. What is an umbrella policy? Is that something that can help with my situation?


August 23, 2023

A tractor-trailer for a major retailer was driving down I-75 when it approached a traffic jam. It applied its brakes, but not before hitting a minivan, injuring my brother's entire family. The trucking company says their driver was driving the speed limit and could not avoid sudden traffic jams. My Nephew, who was driving several car lengths back, claims that the trucker had passed him at a high rate of speed while my nephew was driving the speed limit. The trucking company lawyer says that my nephew being a family member, negates the validity of his claim about the speed the truck was going. We are convinced the trucker was speeding even though he did not get ticketed for speeding. Is there anything a lawyer could do to help my brother prove the truck driver was speeding?


August 16, 2023

My brother, who lives with me, was driving his Harley down 41 when someone on their cell phone pulled out from a side street, running a stop sign into my brother's path. My brother struck the car and was taken to the hospital. He has had to have emergency hip surgery. Unfortunately, the negligent car driver didn't have insurance. To make matters worse, my brother was also uninsured despite my many requests that he obtain insurance. I had recently purchased insurance with stacking on all my vehicles and had urged him to do the same. I think my brother is out of luck, but can you ask the Lawyer? The medical bills are enormous.


August 9, 2023

My wife was crossing the street when one of our neighbors driving a golf cart struck her. She was taken to the hospital and had a broken hip which will need surgery and months of therapy. The person driving the golf cart gave me his car insurance company information. Still, the insurance company is saying they are not responsible because a golf cart is not a motor vehicle. I was surprised as many people in our area used golf carts to travel the roads to run errands etc. I have full coverage of my cars, but now I am not sure my insurance will cover the accident. Would you ask the lawyer if what I am being told is true? Is there anything a lawyer could do to help?


August 2, 2023

My daughter was vacationing in Sarasota and rented an e-scooter with some friends. While she was crossing in the crosswalk with the light in her favor, a car took a right turn and struck her. She was taken to the hospital with a broken arm and leg. She will need surgery and a lot of physical therapy. The at-fault driver didn't have insurance. We have full coverage on our cars, including Uninsured Motorist coverage. I read an article that said e-scooters aren't considered vehicles, so I am worried our car insurance won't help. Can you ask the lawyer?


July 26, 2023

My daughter was in an unusual accident, and I hope the lawyer can give us some advice. My daughter was riding her motorcycle in Punta Gorda through an area of road construction where she was struck head-on by a car in the single lane, she was direct to enter. Although she wasn't going very fast, my daughter was thrown from her motorcycle and received a broken leg, several broken ribs, and need surgery for a shoulder injury. The men directing traffic got their signals crossed and sent both drivers into the single lane. The driver of the car is claiming my daughter hit his vehicle. A witness was driving behind my daughter and confirmed the man directing traffic had sent her into the single lane. My daughter is severely injured, and she only had minimum insurance. The construction company foreman denies his men screwed up. Can the lawyer help us figure out what we should do?


Client Reviews
★★★★★
Bruce L. Scheiner and his team were the most friendly people I've ever met they genuinely cared about me... I highly recommend them Brooke Krause
★★★★★
I was really satisfied with services I received. Bruce is not only an attorney, but like family. He got me three times what I thought I would receive and was always there when I needed an answer on something. I'd say he is the best attorney I have dealt with in my 68 years. Harry Zulauf
★★★★★
I found working with the BLS firm to be a very good experience. They kept me informed on my case, answered all my questions, and were prompt when I needed assistance. Wendy Walker
★★★★★
I was in an accident and BLS was very helpful and gave a lot of support. If I had any questions, it was just a phone call away. Everyone in the office is very nice and helpful. Celeste Thompson
★★★★★
We had a wonderful experience with everyone here. The staff and attorneys were friendly, knowledgeable, and compassionate. They inquired about our injuries and our recovery. I would highly recommend their services! Heather Bair Daniels
★★★★★
I have nothing but good things to say about this law firm. I can honestly say that I am very satisfied with their work and my end results. I would absolutely recommend these set of attorneys to anyone. Thank you guys for all the hard work! Merida McDonald
★★★★★
BLS was incredibly helpful with my case, even during the hard challenging periods of my case Bruce & PJ were always just a call away. Even though they couldn't answer my call at that direct moment, they ALWAYS made a point to call me back. The staff at Associates and Bruce L. Scheiner were always helpful and friendly, if they didn't have the answer they would always call me back with what I needed to know. Robert Drawdy
★★★★★
I was in a car accident and I seen his Advertisement on TV and I was very impressed of how kind and caring he really is to others and I called them and they took my case and they were very caring and understanding .. they were right on top of everything from being to end and the staff that works in the Fort Myers office were very friendly I would recommend them to a friend or family member if in need of a attorney... Thank you for your services and you made me feel like part of your family. Christina Mauro